Your Home Finance Spring 2017

Buy-To-Let -Where are we now?

The buy-to-let market looks set to change in the coming years as April’s tax changes start to bite. Buy-to-let landlords have already faced changes in Stamp Duty Land Tax in England and Wales, and Land and Building Transaction Tax in Scotland. New landlords, or those wanting to take on new loans, will also find themselves subjected to tougher underwriting standards operated by lenders.

For full briefing click here. Your Home Finance Spring 2017

Residential Property Review April 2017

Increase in gross mortgage lending in March

In its latest data release, the Council of Mortgage Lenders (CML), the body representing 97% of all UK residential mortgage lenders, has announced that gross mortgage lending in March increased to £21.4bn. This level is 19% lower than lending figures released for March 2016. Much of this decline is accounted for by the 2016 rush of home buyers looking to avoid the increased stamp duty rates for additional properties, which took effect in April 2016. Gross mortgage lending is down 4% on Q4 2016 and down 6% on Q1 2016.

For full briefing click here. Residential Property Review April 2017

Your Money Spring 2017

Retirement Regrets And How To Avoid Them

First, the good news. Research shows that nine out of ten recent retirees are really enjoying their retirement. Freed from the restrictions of working life, they can pursue their hobbies, take lots of holidays and spend more time with their families.

For full briefing click here. Your Money Spring 2017