Your Money Summer 2019

HOW GOAL-BASED INVESTING HELPS PEOPLE OF ALL AGES PLAN THEIR WEALTH

What do your want your wealth to achieve for you? Most of us will have a variety of financial goals that we are keen to pursue at different points in our lives. These can often include major life events such as putting down a deposit on a property, paying for school fees, a trip of a lifetime or being able to retire at a particular age.

For full briefing click here. Your Money Summer 2019

Property Market Review June 2019

Subdued Q1 for Scottish commercial property

During the first three months of the year, commercial property sales in Scotland totalled £763m, this is a decrease of 21% (£203m), when compared to Q1 2018. The research from the Scottish Property Federation (SPF), has identified that the fall can primarily be attributed to fewer high value transactions, with £5m plus sales down almost a third.

For full briefing click here. Property Market Review June 2019

Your Home Finance Summer 2019

WHICH SEASON IS BEST FOR SELLING YOUR HOME?

The answer to this is that it depends on a range of factors, but there are some seasonal
trends that can help you decide when to sell.

Estate agents report that typically once the warmer weather arrives and the evenings are lighter for longer, people are more likely to think about moving home, especially if they have school-age children and want to arrange their move around the summer holidays.

For full briefing click here. Your Home Finance Summer 2019

Economic Review June 2019

BANK CUTS GROWTH FORECAST

The Bank of England (BoE) has reduced its growth forecast for the UK economy amid growing concerns over global trade tensions and fears of a no-deal Brexit.

In its latest policy statement, the BoE said it now expects economic growth to be flat during the second quarter of this year, a downgrade from the 0.2% quarterly growth rate it predicted in May. This reduction partly reflects an anticipated hangover from the rapid level of stockpiling that was witnessed in the run-up to the original Brexit deadline in March.

For full briefing click here. Economic Review June 2019

Property Market Review May 2019

Hotels resist wider investment trends

Savills recent UK Commercial ‘Market in Minutes’ report has revealed that in 2018, all sector investment volumes totalled £62.4bn, a decrease of 4.8% on the previous year. The trend has continues this year, with volumes to the end of April down 15.7% on the same period last year. Interestingly, UK hotels have avoided this wider trend, with total hotel transaction volumes reaching £7.8bn last year, up 45% on 2017 data. The sector has been boosted by the acquisition of a number of large portfolios.

For full briefing click here. Property Market Review May 2019

Economic Review May 2019

UK GROWTH BOOSTED BY STOCKPIILNG

The UK economy benefited from a sharp one-off boost to growth in the first quarter of the year as manufacturers stockpiled ahead of a Brexit that never came.

Data released by the Office for National Statistics (ONS) revealed that gross domestic product (GDP) rose by 0.5% during the first three months of 2019; this compares with a growth rate of 0.2% in the final quarter of last year. While this clearly represents a strong rebound in growth, the ONS cautioned that the rise was driven by stockpiling as manufactures rushed to deliver orders before the original 29 March Brexit deadline.

For full briefing click here. Economic Review May 2019

Your Wealth Spring 2019

ARE THE BEST THINGS IN LIFE REALLY FREE?

Fashion designer Coco Chanel is reputed to have said “The best things in life are free. The second-best things are very, very expensive”.

Many of life’s most exciting and memorable experiences can come with a hefty price tag attached. Recent research2 has calculated that going to university, buying a house, getting married, having two children, then retiring, could on average add up to more than £560,000 over the course of a lifetime.

For full briefing click here. Your Wealth Spring 2019